HomeOwner Insurance Tips

Filing a homeowners insurance claim can be done with ease if the proper procedures are followed correctly. Sometimes we are unaware of what coverages we have with our homeowners insurance until we file a claim and find out too late that we weren't covered for a particular loss. It is a known fact that many homeowners are paying to much for their home insurance policies, so what do we do about?

Homeowners insurance has many of the same rules as car insurance, and one of them is that if you're willing to pay a higher deductible (this means the amount you're willing to pay yourself in the event of a break-in, fire, natural disaster, etc. Housing Improvements – By making some improvements to your house allowing it to become more weather, earthquake and other natural disaster resistant you can lower the amount you would have to pay on your house insurance bill. Location – If you really want to save money on your homeowners insurance then you need to make sure your house is built to withstand the natural weather occurrences that take place in your local area.